Here's a breakdown: Processing Fee: It ranges from 0.50% to 2.00% of the loan amount. Alternatively, you can expect to pay Rs 1500 or Rs 2000 (for Mumbai, Delhi, & Bangalore) + GST, whichever is higher. Prepayment Charges: For floating Rate of Interest (ROI) on Home Loan, Land Loan, and Home Improvement Loan: No charges. “Suppose, you have taken a home loan of ₹ 50 Lakhs of 20 years tenor at 7% interest p.a., your monthly EMI will be ₹ 38,765 and you will be paying a total interest of ₹ 43,03,587. Now 10.65% to 16.00% per annum. Loan Processing Charges / Origination Charges (Non-Refundable) Up to 2.50% of Loan Amount plus applicable Taxes. Prepayment Charges. For salaried customers, 3% plus applicable Taxes on Principal Outstanding after payment of 1 st EMI and Nil if 12 or more EMIs are paid. If you know the property rates and the lending institutions' interest rates, you can easily gauge the EMI amount through the calculator. All you need to do is: Enter the loan amount. Enter the loan tenure or duration in months. Enter the interest rate. Enter the processing fee. Click on calculate. Receive the results in seconds. For ICICI Bank Home Loan Top Up: Rs 50,000 onwards. For ICICI Bank Insta Top Up Loan: Up to Rs 1 Crore. For ICICI Bank 24 Hours Top Up Loan: Up to Rs 1 Crore. Prepayment Charges. For top up loans availed at floating rates of interest: Nil. For top up loans availed at fixed rates of interest: 2% plus applicable taxes. ICICI Bank Home Loan is your one stop solution for owning your dream home. Whether you want to purchase a house or construct a new one, we offer a wide range of products well suited to meet your housing loan requirement . We offer affordable home loans at attractive rate of interest rates for tenure up to 30 years. SMFG India Credit. 12.00% - 24.00%. Standard Chartered Bank. 11.49%. Tata Capital. 10.50% - 24.00%. Find the right personal loan by comparing the best options from ICICI and HDFC banks. Get a detailed look at loan terms, conditions, interest rates, and more to help you make an informed decision. Latest ICICI Bank Home Loan Interest Rates 2023: For ICICI Bank, the home loan interest rates, as of the same date, have a range of 9 percent to 10.05 percent per annum. Similar to other banks, the final rate is influenced by factors such as the loan amount, tenure, and the borrower's credit score. IWM6YVl.